Florida business owners we help
Florida has one of the highest small-business densities in the country, concentrated in service and seasonal sectors. Our consulting is typically a fit for Florida owners who:
- Are managing $10,000–$500,000+ in business debt
- Have taken on multiple merchant cash advances (MCAs) or stacked short-term financing
- Are experiencing persistent cash-flow pressure that makes daily or weekly payments hard to sustain
- Are weighing restructuring, settlement, or refinancing and want to understand the tradeoffs first
- Want an independent second opinion before committing to a path
- Are preparing for SBA, conventional, or alternative financing and need a clear plan
Why Florida owners work with us
Flat-fee, never contingency. You pay a defined fee for strategic clarity. We don't earn more if you settle, restructure, or borrow — which means we can tell you honestly when inaction is the right call.
Independent. No lender affiliations, no debt-firm ownership. We sit on the same side of the table as you.
Connected to licensed professionals. Renaissance Capital Advisors is a consulting and referral firm. Where execution requires regulated, licensed work, we connect you with the appropriate licensed professional — an attorney or a registered provider — and help you vet them.
Confidential and fast. We respond to every inquiry within one business day. Your situation stays between us — no sales follow-ups, no email lists.
How a Florida consultation works
Step 1 — Situation review. We review your current debt, cash position, and any offers on the table. Consultations are by phone or video, so owners anywhere in Florida can take part.
Step 2 — Options mapping. We lay out every realistic path — restructuring, settlement, refinancing, or strategic inaction — and explain the tradeoffs of each.
Step 3 — Connection and plan. You leave with a clear picture of your options. Where regulated execution is needed, we connect you with a licensed professional and outline next steps.
Frequently asked questions
Renaissance Capital Advisors provides strategic consulting and referral services only. We are not licensed attorneys, CPAs, financial advisors, or a debt settlement company. Regulated debt-resolution work is performed by appropriately licensed third parties. Nothing on this page constitutes legal, tax, accounting, or financial advice. Consult a licensed professional before making binding decisions.