What does Renaissance Capital Advisors do?
Renaissance Capital Advisors provides business advisory, consulting, and administrative coordination to business owners evaluating debt, cash flow, and financing options. When legal advice, representation, or settlement services are needed, clients may choose to retain Merchant Cash Advance Law Firm by Jacovetti PC directly under a separate agreement. When an attorney is not needed, Rencap may refer clients to a partner debt settlement firm. When new financing may fit, Rencap may refer clients to financing partners.
Is the consultation really free?
Yes. The review and the 30-minute consultation are free and confidential, with no obligation and no upfront fees.
Can you lower my daily MCA payments?
Often, yes. Depending on your contracts and cash flow, realistic paths include a reconciliation request, a restructured payment schedule, a settlement or refinancing. We review every advance for free and show you which options fit. When funders need to be dealt with, we refer you to our partnering law firm or, when an attorney isn't needed, a partner debt settlement firm.
Do I need a lawyer for my MCA debt?
Not always. You usually need an attorney if a funder has filed suit, entered a confession of judgment, frozen a bank account or is pursuing a personal guarantee. In those cases we refer you to our partner law firm, Merchant Cash Advance Law Firm by Jacovetti PC, for a free consultation that is available only through us.
Are you a lender?
No. We don't lend money ourselves, and we are not affiliated with any MCA funder. When new financing is the right move, we refer you to financing partners that fit your profile.
Do you work with businesses outside New Jersey?
Yes. We are based in Jersey City, New Jersey, and work with business owners in all 50 states by phone and video.
